辽宁城乡金融发展差异对城乡经济增长影响的实证研究
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摘要
改革开放以来,随着国民经济持续快速发展,作为现代经济核心的金融产业也得到了迅猛的发展,其在市场资源配置中承担核心作用,并已广泛而深入地渗透到社会经济生活的各个领域。但由于我国农村不完善的金融管理体制,致使农村金融业的功能还比较弱小,在一定程度上制约了农村金融乃至整个农村经济的发展。所以改革农村金融管理体制,是我国金融体制改革的重要组成部分。
中国是一个农业和人口大国,城乡经济增长差异的逐年增大,引发了非常突出的社会问题,如城乡收入差距拉大、地区发展不平衡、城乡文化素质差距扩大、农业劳动生产率低下等关系到国民经济发展全局的枢纽性问题。所以加快农村经济增长成为我国全面建设小康社会所要解决的重要问题。
由于金融发展与经济增长密切相关。所以本文借鉴国内外的研究经验和相关理论,以辽宁城乡金融发展差异和城乡经济增长差异为研究对象,进行理论分析和实证分析,以验证城乡金融发展是否对城乡经济增长存在影响以及如何影响,从而促进城乡经济的协调发展,进而缩小城乡收入差距,实现共同富裕。基于宏观背景和实际需要,本文分别对城乡金融发展差异与城乡经济增长差异进行考察分析,在梳理了相关理论和文献的基础上,运用计量经济学工具,对辽宁省1985-2008年的相关数据进行了理论分析和实证分析。
本文主要分为五大部分:
第一部分:绪论。从三个方面着手,即研究背景及意义;研究方法、思路及内容;本文的创新点及不足。
第二部分:文献综述。对国内外研究城乡金融发展与经济增长之间关系的相关文献进行评述,同时分析了金融发展理论、经济增长理论及金融发展影响经济增长的机理。
第三部分:辽宁城乡金融发展差异与城乡经济增长差异的现状分析。首先,对1985-2008年辽宁城乡经济和城乡金融发展的相关数据进行统计,并分析二者及二者之间关系的变化趋势。其次,通过比较辽宁省数据与其它省份及全国数据进行比较,寻找差异。数据来源《中国统计年鉴》,《辽宁统计年鉴1985-2009》。
第四部分:辽宁城乡金融发展差异与城乡经济增长差异的实证分析。运用相关数据,建立指标体系,再根据数学模型进行实证分析。最后,运用格兰杰因果关系检验对金融发展与经济增长之间的关系进行分析。
第五部分:农村金融发展创新制度及政策性建议。根据实证的分析结果,得出本文的研究结论。运用管理手段对加快农村经济增长和提升农村金融管理水平,提出了农村金融发展的创新制度及政策性建议。
Since the reform and open, as the core of modern economy, the financial industry has developed quickly with the continual fast development of the civil economy. It plays an impartment role in the market resource allocation and spreads deep into each field of the social economic life widely and deeply. However, the unperfected financial management system in our country has lead to a weaker financial function in the country, which, to some extent, has restricted the development of financial in the country, even the whole economic in the country. Therefore, the reform of rural financial management system is an important part in financial system reform.
China is a country with large population and rich in agricultural. The difference in the urban and rural economic growth has been increasing year by year, which has triggered a very prominent social problems, such as in urban and rural income gap widening, unbalanced development in various regions, expand in urban and rural culture quality gap, low productivity in agricultural labor. They all have the relation with the development of the whole national economy problems. Therefore, speeding up the rural economic growth in well-off society becomes the important problem to be solved.
Because financial development is closely related to economic growth, this research takes the differences in urban and rural financial development and economic growth in Liaoning for research object to make theoretical analysis and empirical analysis, which bases on the research experience at home and abroad and the related theory. Our objective is to verify whether urban and rural financial development influenced the urban and rural economic growth and how to influence, which is in order to promote coordinated development of urban and rural economy. If we are successful in narrowing the income gap, we will have realized common prosperity. After combed the related theory and based on literature review, this research are investigating and analyzing the differences in urban and rural financial development and economic growth, based on the macro background and the actual needs. In this research, we have used econometric tools to make a theoretical analysis and empirical analysis of relevant data in Liaoning province during 1985-2008.
This paper is mainly divided into five parts:
The first part, introduction. From three aspects, one is from the background and significance; the other is from the research methods, ideas and content; At last, put forward the novelty and the deficiencies and the limitations.
The second part, literature review. Review related literature of urban-rural relationship between financial development and economic growth in the domestic and foreign research, and analyze the theory of financial development, the theory of economic growth and the influence of financial development mechanism in the economic growth.
The third part, present condition analysis of the differences in urban and rural financial development and economic growth in Liaoning. First of all, analyze the urban and rural financial management system in Liaoning province. Second, statistics related data of the urban and rural economic and urban and rural financial development in Liaoning province from 1985 to 2008 and analyze the relationship between two and two trends. Third, look for gap by comparing the data in Liaoning province and in other provinces of the country.
The fourth part, the empirical analysis in the differences in urban and rural financial development and economic growth. Use the relevant data, set up the index system, and analyze according to the mathematical model. At last, use granger causality test to analyze the relationship between the financial development and the economic growth.
The fifth part, The development of innovative rural financial system and policy recommendations. Receive the basic research conclusion according to the empirical analysis results. Using management tools to accelerate rural economic and improce rural financial management, proposed the development of innovative rural financial system.
中国是一个农业和人口大国,城乡经济增长差异的逐年增大,引发了非常突出的社会问题,如城乡收入差距拉大、地区发展不平衡、城乡文化素质差距扩大、农业劳动生产率低下等关系到国民经济发展全局的枢纽性问题。所以加快农村经济增长成为我国全面建设小康社会所要解决的重要问题。
由于金融发展与经济增长密切相关。所以本文借鉴国内外的研究经验和相关理论,以辽宁城乡金融发展差异和城乡经济增长差异为研究对象,进行理论分析和实证分析,以验证城乡金融发展是否对城乡经济增长存在影响以及如何影响,从而促进城乡经济的协调发展,进而缩小城乡收入差距,实现共同富裕。基于宏观背景和实际需要,本文分别对城乡金融发展差异与城乡经济增长差异进行考察分析,在梳理了相关理论和文献的基础上,运用计量经济学工具,对辽宁省1985-2008年的相关数据进行了理论分析和实证分析。
本文主要分为五大部分:
第一部分:绪论。从三个方面着手,即研究背景及意义;研究方法、思路及内容;本文的创新点及不足。
第二部分:文献综述。对国内外研究城乡金融发展与经济增长之间关系的相关文献进行评述,同时分析了金融发展理论、经济增长理论及金融发展影响经济增长的机理。
第三部分:辽宁城乡金融发展差异与城乡经济增长差异的现状分析。首先,对1985-2008年辽宁城乡经济和城乡金融发展的相关数据进行统计,并分析二者及二者之间关系的变化趋势。其次,通过比较辽宁省数据与其它省份及全国数据进行比较,寻找差异。数据来源《中国统计年鉴》,《辽宁统计年鉴1985-2009》。
第四部分:辽宁城乡金融发展差异与城乡经济增长差异的实证分析。运用相关数据,建立指标体系,再根据数学模型进行实证分析。最后,运用格兰杰因果关系检验对金融发展与经济增长之间的关系进行分析。
第五部分:农村金融发展创新制度及政策性建议。根据实证的分析结果,得出本文的研究结论。运用管理手段对加快农村经济增长和提升农村金融管理水平,提出了农村金融发展的创新制度及政策性建议。
Since the reform and open, as the core of modern economy, the financial industry has developed quickly with the continual fast development of the civil economy. It plays an impartment role in the market resource allocation and spreads deep into each field of the social economic life widely and deeply. However, the unperfected financial management system in our country has lead to a weaker financial function in the country, which, to some extent, has restricted the development of financial in the country, even the whole economic in the country. Therefore, the reform of rural financial management system is an important part in financial system reform.
China is a country with large population and rich in agricultural. The difference in the urban and rural economic growth has been increasing year by year, which has triggered a very prominent social problems, such as in urban and rural income gap widening, unbalanced development in various regions, expand in urban and rural culture quality gap, low productivity in agricultural labor. They all have the relation with the development of the whole national economy problems. Therefore, speeding up the rural economic growth in well-off society becomes the important problem to be solved.
Because financial development is closely related to economic growth, this research takes the differences in urban and rural financial development and economic growth in Liaoning for research object to make theoretical analysis and empirical analysis, which bases on the research experience at home and abroad and the related theory. Our objective is to verify whether urban and rural financial development influenced the urban and rural economic growth and how to influence, which is in order to promote coordinated development of urban and rural economy. If we are successful in narrowing the income gap, we will have realized common prosperity. After combed the related theory and based on literature review, this research are investigating and analyzing the differences in urban and rural financial development and economic growth, based on the macro background and the actual needs. In this research, we have used econometric tools to make a theoretical analysis and empirical analysis of relevant data in Liaoning province during 1985-2008.
This paper is mainly divided into five parts:
The first part, introduction. From three aspects, one is from the background and significance; the other is from the research methods, ideas and content; At last, put forward the novelty and the deficiencies and the limitations.
The second part, literature review. Review related literature of urban-rural relationship between financial development and economic growth in the domestic and foreign research, and analyze the theory of financial development, the theory of economic growth and the influence of financial development mechanism in the economic growth.
The third part, present condition analysis of the differences in urban and rural financial development and economic growth in Liaoning. First of all, analyze the urban and rural financial management system in Liaoning province. Second, statistics related data of the urban and rural economic and urban and rural financial development in Liaoning province from 1985 to 2008 and analyze the relationship between two and two trends. Third, look for gap by comparing the data in Liaoning province and in other provinces of the country.
The fourth part, the empirical analysis in the differences in urban and rural financial development and economic growth. Use the relevant data, set up the index system, and analyze according to the mathematical model. At last, use granger causality test to analyze the relationship between the financial development and the economic growth.
The fifth part, The development of innovative rural financial system and policy recommendations. Receive the basic research conclusion according to the empirical analysis results. Using management tools to accelerate rural economic and improce rural financial management, proposed the development of innovative rural financial system.
引文
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5田树喜.中国金融倾斜的实证分析[D].博士学位论文,辽宁大学,2009.
6郑明海.开放经济下中国金融发展的生产率效应研究[D].博士学位论文,浙江大学,2008.
7张军.改革以来中国的资本形成与经济增长:一些发现及其解释[J].世界经济文汇,2002,(1).
8张旭军.金融发展与经济增长:近期国内文献综述[J].嘉兴学院学报, 2007, 01.
9陈辉,刘钟钦,贾伟生.农村金融发展与农村经济增长的相关性研究——以辽宁省为例[J].安徽农业科学,2010,36.
10温涛,冉光和,熊德平.中国金融发展与农民收入增长[J].经济研究,2005,09.
[1]Adolfo Sachsida.A causality test between financial deepening and growth[J], Working paper of Social Science Network Electronic Paper Collection.200l.
[2]Beck Thorsten,Lvine Ross.Stock markets banks and growth:panel evidence. NBER Working Paper,2002:9082.
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[7]Lewis , T.and D.Sappington.(1997).”Information Management in Incentive Problems.”Journal of Political Economy 105:796-821.
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[12]邹臂.湖南农村金融发展与农民收入增长的实证分析[J].2007.
[13]吕晨钟.农村金融发展与农村经济增长相关性分析—以四川省为例..安徽农业科学2010,38(5).
[14]马清俊.宁夏回族自治州经济增长与金融发展关系的实证分析[J]..中国集体经济2008(25).
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[16]章玲超,李爱喜.浙江省农村金融发展对农民收入增长的影响—基于VAR模型系统分析[J].河南金融管理干部学院学报,2008,26(3).
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2金学群.金融发展理论:一个文献综述[J].当代经济学, 2003, 06 .
3张旭军.金融发展与经济增长:近期国内文献综述[J].嘉兴学院学报,2007,01 .
4陈福中,吴秋璟.金融发展与经济增长:以长三角为例进行实证研究[J].金融理论与实践,2008,(6).
5田树喜.中国金融倾斜的实证分析[D].博士学位论文,辽宁大学,2009.
6郑明海.开放经济下中国金融发展的生产率效应研究[D].博士学位论文,浙江大学,2008.
7张军.改革以来中国的资本形成与经济增长:一些发现及其解释[J].世界经济文汇,2002,(1).
8张旭军.金融发展与经济增长:近期国内文献综述[J].嘉兴学院学报, 2007, 01.
9陈辉,刘钟钦,贾伟生.农村金融发展与农村经济增长的相关性研究——以辽宁省为例[J].安徽农业科学,2010,36.
10温涛,冉光和,熊德平.中国金融发展与农民收入增长[J].经济研究,2005,09.
[1]Adolfo Sachsida.A causality test between financial deepening and growth[J], Working paper of Social Science Network Electronic Paper Collection.200l.
[2]Beck Thorsten,Lvine Ross.Stock markets banks and growth:panel evidence. NBER Working Paper,2002:9082.
[3] Norman loayza,Romain ranciere.Financia1 development financia1 fragility and growth.CESifoWorking paper,2002,684(5).
[4]Feder , G.On exports and economic growth.[J].Journal of Development Economics.1983.12:59-73.
[5]Goldsmith,R.W.Financial structure and development [M].New Heaven,CT:Yale University Press.1969.
[6]Greenwood,J.,&Jovanovic,B.Financial development.growth and the distribution of income[J].Joumal of Political Economy,1990:98,1076-1107.
[7]Lewis , T.and D.Sappington.(1997).”Information Management in Incentive Problems.”Journal of Political Economy 105:796-821.
[8]Mckinnon,Ronald L(1991),The Order of Economic Liberalization:Financial Control in the Transision to a Market Economy,Bal-timore:Johns Hopkins University Press.
[9] T.Beck& R.Levine.Industry growth and capita1 allocation. Journal of Finance EconomiCS,2002,(64):147-180.
[10]Van Wijnbergen,S,Bank Restructuring and Enterprise Reform.European Bank Working paper,No29,1998.
[11]季凯文,武鹏.农村金融深化与农村经济增长的动态关系[J].经济评论,2008(4).
[12]邹臂.湖南农村金融发展与农民收入增长的实证分析[J].2007.
[13]吕晨钟.农村金融发展与农村经济增长相关性分析—以四川省为例..安徽农业科学2010,38(5).
[14]马清俊.宁夏回族自治州经济增长与金融发展关系的实证分析[J]..中国集体经济2008(25).
[15]殷薇婕,蔡麟.从国外农村金融发展经验看我国农村金融供求失衡现象[J]..中国商界2009(8).
[16]章玲超,李爱喜.浙江省农村金融发展对农民收入增长的影响—基于VAR模型系统分析[J].河南金融管理干部学院学报,2008,26(3).
[17]张颖慧.中国农村金融发展与农民收入增长关系的实证分析[J].电子科技大学学报(社会科学版),2009,11(4).
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