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基于产业融合的金融资讯产业演进机制研究
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摘要
在上世纪90年代,信息技术、通信技术和互联网技术的出现和扩散,不断推动新的经济形态的出现,它就是“信息经济”。信息经济的出现,使得信息不再是资本的附庸,而是成为一种重要的生产要素甚至直接成为商品,并且成为产业发展和企业核心竞争力的主要来源,成为企业和国家决策成败的重要因素。新的经济形态下,为适应产业发展的需要,很多企业跨界经营,导致原有的产业边际模糊,甚至消失,新的产业形态出现,学者们称之为“产业融合”
     在各个产业的融合和变化中,金融产业与周边产业问的融合表现尤为突出。首先,金融产业是其他各个产业中枢,为各个产业提供资金,其本身为资本聚集型产业;其次,金融产业又是信息依赖型产业,世界的每个变化都可能会影响到金融决策,因此金融活动与新闻、消息和金融数据有非常强的依赖关系;第三,金融产业的数据处理量相当大,因此大量的采用先进的通信技术和计算机软硬件技术。因为金融、媒体与信息之间的紧密关系,逐渐融合产生了一个新的产业—金融资讯产业。
     金融资讯产业的形成发展在西方发达国家已经完成,产业已经进入成熟阶段,而我国的金融资讯产业才刚刚起步。金融资讯产业的发展的演进机理和产业发展要素,是我国金融资讯产业发展过程中我国政府的金融管理部门和产业管理部门需要解决的重要问题。对金融资讯产业进行严谨的学术研究,不仅是我国金融资讯产业的迫切需求,也是产业融合理论发展的要求。对金融资讯产业演进机制进行研究不但对我国金融资讯产业的发展具有重要的实践价值而且对产业融合理论的研究和产业演进理论也具有重要理论意义。
     本文将从产业融合的角度入手,分析国外金融资讯产业所走过的道路,从中吸取经验,提取经验,发掘我国企业发展的后进优势,为我国金融资讯企业甚至我国金融资讯产业,提供战略参考。
     本文在研究金融产业、媒体产业、信息产业与金融资讯产业发展的内在逻辑关系的基础上,构建基于产业融合的金融资讯产业演进的F-M-I演进模型和F-M-I理论框架,深度分析金融资讯产业演进机制中的产业结构和产业组织的形态发展,指出其发展趋势和新动向。并且根据F-M-工演进模型提出三种发展演进模式;根据F-M-工理论框架提出金融资讯产业融合的成熟度分析指标。
     在理论方面,本文在产业融合相关研究的基础上,将产业组织理论和产业分工理论纳入解释框架,在产业融合与产业演进之间建立起了理论联结,初步形成一个关于金融资讯产业演进发展的解释框架。这一研究将丰富经济学理论中产业经济发展演进方面的内容,也为产业融合提供新的理论基础。
     基于理论模型和中国实际,本文提出适于国内金融资讯产业评价使用的金融资讯产业融合成熟度指标,并采用提出的评价指标体系对我国金融资讯产业的发展阶段进行分析和评价。最后,基于理论和实证研究的结果,本文提出相应的政策扶持建议,为政府的产业布局优化管理提供指导。
     具体的章节内容安排如下:
     第一部分导论,叙述论文研究的背景、提出问题,确立研究范围、意义、目的,以及本文的思路、技术路线和结构安排,同时表明本研究的创新之处。
     第二部分文献综述,回顾产业融合的国内外研究成果,深入研究金融产业、媒体产业、信息产业融合的研究资料,提出本文的理论基础与概念界定并对现有研究进行评述。
     第三部分提出本文的核心理论,即金融资讯业的形成与演进机制。这部分分成几个部分来阐述:首先研究金融资讯产业融合的内在机制;然后研究金融资讯产业融合的程度和阶段;然后研究金融资讯企业形成的几种不同模式,最后提出基于产业融合的金融资讯理论框架F-M-I的构建并提出基于F-M-I理论演进模型的三种发展模式。这是本文的第一个创新点。
     第四部分在F-M-I核心理论框架的基础上,深入分析金融资讯产业的产业结构和产业组织形态。对金融资讯产业的发展和演进进行更进一步的剖析。指出金融资讯产业发展与其他产业发展演进的共性和个性。
     第五部分提出金融资讯业发展的成熟度评价体系。在这一部分提出本文的第二个创新点,即金融资讯业发展成熟度评价方法和指标体系。然后用具体数据对我国金融资讯产业的成熟度进行评价,指出我国金融资讯产业现阶段所处的地位以及和发达国家的差距。
     第六部分是对相关政府部门提出政策指导体系,政府可根据此体系对所管辖的金融资讯企业进行政策和资源方面的扶持。此部分为本文的第三个创新点。
     第七部分是对全文的理论进行总结,在此指出论文的创新点,指出本文的局限性和未来的研究方向,最终针对我国金融资讯业的发展提出政策建议。
In the90's of the last century, the emergence of information technology, communication technology the Internet, continuously promote the emergence of a new form of economy, it is the "information economy". Appear in the information economy, information is no longer the capital of the client, but to become an important factor of production or even become a commodity, and become the main source of industrial development and Enterprise core competitiveness, as important factors in the success or failure of enterprise and national decision. Under the new economy, to meet the needs of industrial development, cross-border management of many enterprises, led the industry marginal fuzzy, or even disappear, new form of industry, scholars call "industry convergence".
     Integration and changes in various industries, fusion between the financial industry and the surrounding industrial performance is particularly prominent. First, financial industry is other all industry Central, for all industry provides funds, its itself for capital gathered type industry; second, financial industry is information rely on type industry, world of each changes are may will effect to financial decision, so financial activities and news, and message and financial data has very strong of rely on relationship; third, financial industry of data processing volume is large, so large of used advanced of communications technology and computer hardware and software technology. Because of the close relationship between finance industry, media industry and ICT industry, the increasing integration created a new industry-finance information industry.
     Formation of the financial information industry development in Western developed countries have been completed, the industry has entered a mature stage, and the financial information industry in China has only just started. Financial information industry development and evolution mechanism of industry development factors is the financial information industry development in China during the Government's financial management and property management departments need to solve important problems. To rigorous academic study of the financial information industry, is not only the urgent demands of the financial information industry in China, industry convergence theory of development requirements. To study the financial information industry development mechanism not only for the financial information industry in China is of great practical value and development of research on theory of industry merge and industry evolution theories also have important theoretical significance.
     This dissertation starting from the perspective of industrial convergence, deep dive the experience of foreign financial information industry, and explores the disadvantages in the development of financial information enterprises in China, and even the financial information industry in China, and finally provide strategic references.
     The dissertation in the financial industry and media industry, information industry and the inherent logic in the financial information industry development of relations on the basis of construction based on the industrial convergence of financial F-M-I and F-M-I theory of evolution model of the evolution of the information industry framework, depth of analysis in the financial information industry evolution mechanism of morphological development of industrial structure and industrial organization, noted that its development trend and new trends. And evolution models made according to F-M-I three evolution modes; according to F-M-I theory framework maturity indicators for integration of the financial information industry.
     From the theory, this integration in industry-related research on the basis of, the theory of industrial organization theory and industrial division into explanatory framework, in the evolution of industry amalgamation and industry established the theory of a link between, initially formed a interpretation of the evolution of the financial information industry development.
     Based on theoretical models and the reality of China, this dissertation presents domestic industrial fusion evaluation using financial information industry maturity indicators, and the use of evaluation index system in China's development stage for analysis. Finally, based on the results of theoretical and empirical research, and make recommendations for appropriate policies to support the dissertation, provides guidance for industry layout optimization of government management.
     Specific chapters as follows:
     Part Ⅰ, introduction to narrative dissertation research background, pose questions, and establish the scope of the study, meaning, purpose, and structure of ideas, techniques and arrangements for this dissertation, at the same time that new about this study.
     Part Ⅱ, review industry fusion research at home and abroad, an in-depth study on the financial integration of industry and media industry, information industry research, proposed this theory and concept definition and on the basis of review of existing research.
     Part Ⅲ, also the core theory of this dissertation, that is, formation and evolution mechanism of the financial information industry. This section is divided into several sections to explain:first of all, the financial information industry convergence mechanism; then the extent of the financial information industry convergence and stage; and formation of several different research financial information business model, concludes with based on the industrial convergence of financial F-M-I and the construction of the framework of information theory proposed evolution model based on F-M-I theory of the three development models. This is the first of this innovation.
     Part Ⅳ F-M-I of core theoretical framework on the basis of in-depth analysis on industrial structure and industrial organization in the financial information industry, for further analysis on the development and evolution of the financial information industry. The dissertation points out that the financial information industry developing and generality and individuality of the evolution of the development of other industries.
     Part Ⅴ, presents the financial information industry development maturity assessment system. In this part, shows the second innovation, the financial information industry development maturity assessment method and index system. Then use real data for assessing the maturity of the financial information industry in China, pointed out that the status of the financial information industry at the present stage in our country, as well as gaps and developed countries.
     Part Ⅵ is submitted to relevant government departments policy guidance system, system of Government based on the financial information of companies governed by policy and resource support. This part is the third innovation of this dissertation.
     Part Ⅶ is a summary of the dissertation and highlight innovation points of this paper, and also pointed out the limitations of this dissertation and how to perform the studies in future research; eventually to policy proposals against the financial information industry development in our country.
引文
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