金融产业集聚与区域经济发展
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摘要
金融是现代经济的核心,它通过资本市场对实体经济产生影响,对经济的发展起着重要的作用。而集聚的形成会产生规模经济、运输成本降低,以及资本和知识的外溢,从而促进经济的增长。由此延伸出的对金融集聚的研究就显得尤为重要。
长三角经济圈是中国经济发展最有活力的地区之一,并以金融业的发展最为突出。因此,以长三角经济圈为例实证分析金融产业集聚与区域经济增长之间的关系具有显然的典型意义,在此基础上得出的结论对于中国其他区域也有所借鉴。
长久以来,国际金融中心的建设便是我们国家一个不可回避的课题,不久之前,国务院原则通过推进上海国际金融中心建设,使这个课题获得了一种前所未有的具体性和紧迫性。金融中心的形成是金融集聚的结果,而产业集聚又和区域发展有关,因此对于金融产业集聚与区域经济发展的研究就具有理论和实践的双重意义。
本文共分六章进行论述。第一章为绪论,主要介绍了研究背景、内容框架以及创新之处。第二章为文献综述,系统梳理了已有的相关文献和观点,并作了相关的评述。第三章阐述了金融产业集聚形成的原因、金融产业集聚与产业结构优化的相关理论以及两者互为因果的内在机理,同时提出了本文的假设。第四章以长三角经济圈为例,以1995年至2007年相关数据为基础,运用计量回归的分析方法,对上海金融产业集聚的动因以及其对长三角区域经济发展的影响做实证检验,其中,对上海金融产业集聚与长三角经济发展关系的回归分析又分为两个内容,第一是验证上海金融产业集聚对长三角经济总量增长的影响,第二是验证上海金融产业集聚对长三角产业结构优化的影响,即如何影响二、三产业的比重及增长速度。第五章则立足于上海国际金融中心建设的现实,以SWOT分析方法,综合概括上海目前的优势、劣势以及所面临的机遇和挑战。第六章在前文的基础之上提出上海国际金融中心建设的政策建议。在这一章中,本文强调两个方面的建议,一是要加强上海整体金融体系的建设,二是要利用长三角这一经济腹地,大力推进长三角金融合作,实现金融一体化,以此为路径发挥上海金融中心对区域的辐射效应
Finance is the core of modern economy, which influences the economy through setting effect on the capital market and the real economy. The formation of concentration will produce economies of scale, lower transportation costs, and capital and knowledge spillovers, and thereby promoting economic growth. By extension, out of the study of financial concentration is particularly important.
The Yangtze River Delta economic circle is one of the most dynamic regions in China, and the development of finance industry is the most prominent. Therefore, taking the Yangtze River Delta economic circle as an example to make an empirical analysis the relationship between the financial Industry cluster and regional economic growth is of typical significance. And the conclusion based on it can be referenced by other regions.
For a long time, the construction of an international financial center is an unavoidable topic in our country. Not too long ago, the State Council approved in principle to promote the construction of Shanghai international financial center, which make this issue receive an unprecedented specificity and urgency. The formation of financial center is the result of the financial clustering. Industrial agglomeration is related to regional development. Therefore, the research of financial Industry agglomeration and regional economic development is with the double meaning of theory and practice.
This paper is divided into six parts of the discussion. The first chapter is the introduction which mainly introduces the research background, content frameworks and innovations. The second chapter is the literature review, which system combing the existing literature and views. The third chapter sets out the related theories of the financial Industry gathering and optimizing Industrial structure, and the internal mechanism of reciprocal causation of both. The fourth chapter takes the Yangtze River Delta economic circle as an example to make an empirical test of the financial gathering in Shanghai and the Yangtze River Delta regional economic development, which based on data from 1995 to 2007. This part attempts to verify theoretical analysis of the third chapter. This chapter first shows the financial status of The Yangtze River Delta to prove the existence of the financial clustering in Shanghai. Then do regression analysis for the relationship between financial clustering and economic growth. The regression analysis can be divided into two parts, the first is to verify the financial clustering in Shanghai has some impact on the Yangtze River Delta economic aggregates; the second is to verify that the financial clustering in Shanghai effects the Industrial structure optimization. The fifth part is based on the reality of the construction of Shanghai international financial center. With SWOT analysis, summarize the strengths、weaknesses、opportunities、threats in Shanghai, and put forward ideas for further construction. Chapter six proposed the policy recommendations of construction of Shanghai international financial center which is based on the previous paper. In this chapter, this paper emphasizes two aspects. The first is to strengthen the overall financial system and the construction of Shanghai. The second is to use the Yangtze River Delta as an economic hinterland, vigorously promote financial cooperation in the Yangtze River Delta, play this as a path of the financial center radiation effects on the region.
长三角经济圈是中国经济发展最有活力的地区之一,并以金融业的发展最为突出。因此,以长三角经济圈为例实证分析金融产业集聚与区域经济增长之间的关系具有显然的典型意义,在此基础上得出的结论对于中国其他区域也有所借鉴。
长久以来,国际金融中心的建设便是我们国家一个不可回避的课题,不久之前,国务院原则通过推进上海国际金融中心建设,使这个课题获得了一种前所未有的具体性和紧迫性。金融中心的形成是金融集聚的结果,而产业集聚又和区域发展有关,因此对于金融产业集聚与区域经济发展的研究就具有理论和实践的双重意义。
本文共分六章进行论述。第一章为绪论,主要介绍了研究背景、内容框架以及创新之处。第二章为文献综述,系统梳理了已有的相关文献和观点,并作了相关的评述。第三章阐述了金融产业集聚形成的原因、金融产业集聚与产业结构优化的相关理论以及两者互为因果的内在机理,同时提出了本文的假设。第四章以长三角经济圈为例,以1995年至2007年相关数据为基础,运用计量回归的分析方法,对上海金融产业集聚的动因以及其对长三角区域经济发展的影响做实证检验,其中,对上海金融产业集聚与长三角经济发展关系的回归分析又分为两个内容,第一是验证上海金融产业集聚对长三角经济总量增长的影响,第二是验证上海金融产业集聚对长三角产业结构优化的影响,即如何影响二、三产业的比重及增长速度。第五章则立足于上海国际金融中心建设的现实,以SWOT分析方法,综合概括上海目前的优势、劣势以及所面临的机遇和挑战。第六章在前文的基础之上提出上海国际金融中心建设的政策建议。在这一章中,本文强调两个方面的建议,一是要加强上海整体金融体系的建设,二是要利用长三角这一经济腹地,大力推进长三角金融合作,实现金融一体化,以此为路径发挥上海金融中心对区域的辐射效应
Finance is the core of modern economy, which influences the economy through setting effect on the capital market and the real economy. The formation of concentration will produce economies of scale, lower transportation costs, and capital and knowledge spillovers, and thereby promoting economic growth. By extension, out of the study of financial concentration is particularly important.
The Yangtze River Delta economic circle is one of the most dynamic regions in China, and the development of finance industry is the most prominent. Therefore, taking the Yangtze River Delta economic circle as an example to make an empirical analysis the relationship between the financial Industry cluster and regional economic growth is of typical significance. And the conclusion based on it can be referenced by other regions.
For a long time, the construction of an international financial center is an unavoidable topic in our country. Not too long ago, the State Council approved in principle to promote the construction of Shanghai international financial center, which make this issue receive an unprecedented specificity and urgency. The formation of financial center is the result of the financial clustering. Industrial agglomeration is related to regional development. Therefore, the research of financial Industry agglomeration and regional economic development is with the double meaning of theory and practice.
This paper is divided into six parts of the discussion. The first chapter is the introduction which mainly introduces the research background, content frameworks and innovations. The second chapter is the literature review, which system combing the existing literature and views. The third chapter sets out the related theories of the financial Industry gathering and optimizing Industrial structure, and the internal mechanism of reciprocal causation of both. The fourth chapter takes the Yangtze River Delta economic circle as an example to make an empirical test of the financial gathering in Shanghai and the Yangtze River Delta regional economic development, which based on data from 1995 to 2007. This part attempts to verify theoretical analysis of the third chapter. This chapter first shows the financial status of The Yangtze River Delta to prove the existence of the financial clustering in Shanghai. Then do regression analysis for the relationship between financial clustering and economic growth. The regression analysis can be divided into two parts, the first is to verify the financial clustering in Shanghai has some impact on the Yangtze River Delta economic aggregates; the second is to verify that the financial clustering in Shanghai effects the Industrial structure optimization. The fifth part is based on the reality of the construction of Shanghai international financial center. With SWOT analysis, summarize the strengths、weaknesses、opportunities、threats in Shanghai, and put forward ideas for further construction. Chapter six proposed the policy recommendations of construction of Shanghai international financial center which is based on the previous paper. In this chapter, this paper emphasizes two aspects. The first is to strengthen the overall financial system and the construction of Shanghai. The second is to use the Yangtze River Delta as an economic hinterland, vigorously promote financial cooperation in the Yangtze River Delta, play this as a path of the financial center radiation effects on the region.
引文
1 Thrift N (1994).On the Social and Cultural Determinants of International Financial Centers: the Case of the Citv of London.in Cambridge,Thrift and Martin eds.Money,Power and Space.Oxford,Basil Blackwell.pp327—355.
2 Kindleberger.C.P.1974,The Formation of Financial Centers: A Study in Comparative Economic history.Princeton: Princeton University Press.
3 Park.Y.S.Essayyad.M.1989 International Banking and Financial Centers. Boston,Kluwer Academic Publishers.pp11‐‐47.
4 Davis E P.International financial centers—An industrial analysis.Bank of England Discussion Paper.No.51.1998:123.
5转引自:马丹,《金融集聚浅析以及金融产业集聚程度评价指标体系的实证研究》[D].华侨大学,硕士学位论文.
6武一:《空间经济理论的对象与基本范畴》,《广东商学院学报》,2002年第3期,第10—13页。
7孟庆民,杨开忠:《一体化条件下的空间经济集聚》,《人文地理》2001年第6期,第7—11页。
8刘国安,杨开忠:《克鲁格曼的多中心城市空间自组织模型分析》,《地理科学》2001年第4期,第315—322页。
9潘英丽:《论金融中心形成的微观基础——金融机构的空间集聚》,《上海财经大学学报》2003年第1期,第50—57页。
10雷蒙德·戈登史密斯:《金融结构与经济发展》,上海三联书店,1994年第1版。
11 Greenwood.J Jovanovic,B.,1990,Financial Development,Growth,Distribution of Income Journal of Polotical Economy,98.
12 Stigliz,J E,1994,The Role of the State in Financial Market.The World Bank Economic Review,8.
13 Choietal S R.Ch M Yh &A ETschoegl.Banks and the world′s major financial centers. 1986:1970—1980.Weltwirtschaflliches Archiv.Bd:122;Choietal S R,D Park&AETschoegl(1996).Banks and the world′s majorbanking nters,1990.Wcltwirlschaflliches Archiv, Bd:132; Choietal S R,D Park & AETschoegl(2002).Banks and the world's majorbanking centefs,2000,Welavinschaflliches Archiv. Bd:132.
14 Kaufman.Emerging Economies and International Financial Centers.Review of Pacific Basin Financial Markets and Policies.2001.4(4):365—377.
15 Poon J.Hierarchical tendencies of capital markets among international financial centers.Growth and Change.2003.34(2):135—156.
16 Patterson.E.M.“Cercain changes in New Yorks position as a financial center”The Journal of Political Economy.21(6).1913:523-539;Smith,C.E.“The early history of the London,stock exchange”The American Economic Review.2009.19(2):206—216.
17 Dufey & Ian H. Giddy,The International Money Market‐Appendix 2,New Jersey,Prentice‐Hall,In Roberts,1978,p.35.(转引自《上海国际金融中心法制环境建设研究》第10——11页)
18数据来源:《长三角联合网》。
19资料来源:《长三角联合网》。
20数据来源:《长三角联合网》。
21《2007年上海国际金融中心建设蓝皮书》第161页。
22《2007年上海国际金融中心建设蓝皮书》第163页。
23数据来源:《长三角联合网》相关数据计算得到。
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2 Kindleberger.C.P.1974,The Formation of Financial Centers: A Study in Comparative Economic history.Princeton: Princeton University Press.
3 Park.Y.S.Essayyad.M.1989 International Banking and Financial Centers. Boston,Kluwer Academic Publishers.pp11‐‐47.
4 Davis E P.International financial centers—An industrial analysis.Bank of England Discussion Paper.No.51.1998:123.
5转引自:马丹,《金融集聚浅析以及金融产业集聚程度评价指标体系的实证研究》[D].华侨大学,硕士学位论文.
6武一:《空间经济理论的对象与基本范畴》,《广东商学院学报》,2002年第3期,第10—13页。
7孟庆民,杨开忠:《一体化条件下的空间经济集聚》,《人文地理》2001年第6期,第7—11页。
8刘国安,杨开忠:《克鲁格曼的多中心城市空间自组织模型分析》,《地理科学》2001年第4期,第315—322页。
9潘英丽:《论金融中心形成的微观基础——金融机构的空间集聚》,《上海财经大学学报》2003年第1期,第50—57页。
10雷蒙德·戈登史密斯:《金融结构与经济发展》,上海三联书店,1994年第1版。
11 Greenwood.J Jovanovic,B.,1990,Financial Development,Growth,Distribution of Income Journal of Polotical Economy,98.
12 Stigliz,J E,1994,The Role of the State in Financial Market.The World Bank Economic Review,8.
13 Choietal S R.Ch M Yh &A ETschoegl.Banks and the world′s major financial centers. 1986:1970—1980.Weltwirtschaflliches Archiv.Bd:122;Choietal S R,D Park&AETschoegl(1996).Banks and the world′s majorbanking nters,1990.Wcltwirlschaflliches Archiv, Bd:132; Choietal S R,D Park & AETschoegl(2002).Banks and the world's majorbanking centefs,2000,Welavinschaflliches Archiv. Bd:132.
14 Kaufman.Emerging Economies and International Financial Centers.Review of Pacific Basin Financial Markets and Policies.2001.4(4):365—377.
15 Poon J.Hierarchical tendencies of capital markets among international financial centers.Growth and Change.2003.34(2):135—156.
16 Patterson.E.M.“Cercain changes in New Yorks position as a financial center”The Journal of Political Economy.21(6).1913:523-539;Smith,C.E.“The early history of the London,stock exchange”The American Economic Review.2009.19(2):206—216.
17 Dufey & Ian H. Giddy,The International Money Market‐Appendix 2,New Jersey,Prentice‐Hall,In Roberts,1978,p.35.(转引自《上海国际金融中心法制环境建设研究》第10——11页)
18数据来源:《长三角联合网》。
19资料来源:《长三角联合网》。
20数据来源:《长三角联合网》。
21《2007年上海国际金融中心建设蓝皮书》第161页。
22《2007年上海国际金融中心建设蓝皮书》第163页。
23数据来源:《长三角联合网》相关数据计算得到。
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