吉林市商业银行信贷管理系统
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摘要
本文论述了利用Weblogic技术和Oracle数据库构建银行信贷管理系统。第一章介绍了吉林市商业银行信贷业务现状,吉林市商业银行信贷管理系统的开发背景,信贷管理系统要实现的目标,以及本人参与的工作。第二章介绍了信贷管理系统采用的技术、系统结构、与核心数据库的接口、应用程序以及数据库。第三章介绍了系统的功能模块,按照模块详细剖析了信贷管理系统。第四章介绍了系统的网络拓扑,按照从总行中心机房到分行的顺序,阐述了整个网络结构。第五章介绍了系统安全,论述了保证系统安全应采取的安全措施和安全策略。第六章是本文的结论,通过实际应用,总结了系统的特色,以及应用信贷管理系统的好处。
The credit business of bank is the most important thing in the bank.It is invoveled in the exsits and development of the bank. With the develop of the economy, the competition is hot, intrest rate marketing, finance opened, the inveroment is not completed, the risk is deversity, and meanwhile, there are much more inchallenge. As the JiLin Business Bank is behind of the computer tecnology, the data input is by hand, the content is so large, works is repeated, so it is difficult to fit for the development of the nowadays, it can not solve the problem of business risk. Nowadays, with de the development the credit business, it became more and more dificulties, it needs a strong data analusisi, supporting function to make science and standard managemnt.
According the nowadays needs, the credit managenment system will develop according to the client center, with the business management, supporting all kinds of information. clients selling, individual service, clients valueble etc. and meanwhile, change the chaos of the process of JiLin bank, good management, standart procesing, coodinate the departments ,make it electronical and restrain, to develop the efficiency. According to use all kinds of tools, to manage the qualitities of all kinds of business.and it also can support the report for the manager quick and accurate. Help the managers to make decision and managenments. make the concept of "in the center of bank" to "in the center of the clients". According to the department needs and the internet inveroments, use B/S C/S system, the controler can use the web log system, deal with the clients information, apply the new professional work etc. for the hard disk, data and development use HP DL380. contoling system use windows server 2003, data use Oracle 9i,clients web use IE6.
The credit managenment system function including following:
1.Clients management system.manage the business clients, including the individual, the most important is the loan enterprises and relevant enterprises. the major job is to handle the clients information's input and invised.
2.Credit management. including the loan checking, issue, return, including applying business, mangement, loan busines, five classify. the loaner apply ofr the new business,sign the suggestions,then the departments to chenk the process, the loaner to deal with the business. and also to deal with the changing of the content business.After the loan business is the back visit, dated or nondated to chenk the using system to insure the correct using to insure the insurance of the loan. 5 classified is 1998 May is according to the PICC. the loaner to insure the inquire, invised and deleted releted information.
3.Business managenments. the loaner to manage the returning business, to develop the loan business.
4.Statistical analysis. Including the loan data analysis, accountant data, loaner data and the statistical analysis. the using of the mangement system, reduced the repeat works, develop the working rate, rural the mass of processing the business, to develop the business client center, develop the all information about static state,dynamic static and relevant information.to basement the clients business ,individual services. strenth the computerised mangement.
According to the electronic mangement, to make the state quickly accurately. meanwhile to insure the loan safe,to provide the scitist basementincluding: the processing the change, the loan development, the industrial development, the contract of the average data ect.statistical analysis including: loan mangement, flowing the loan, the direction of the loan, and the income of the loan. the loaner including: the winner or lose of the loan, the achivement of the loaner. the bank analysis including: the guid line of the managemnet ect.According to the all kinds of catalogies and illustarated to provide the direct,turely and completely basements.Bring the large benifits, inhence the workers diathesis, make us have the hing conpetiotion, and make the good basement for the future.
The credit business of bank is the most important thing in the bank.It is invoveled in the exsits and development of the bank. With the develop of the economy, the competition is hot, intrest rate marketing, finance opened, the inveroment is not completed, the risk is deversity, and meanwhile, there are much more inchallenge. As the JiLin Business Bank is behind of the computer tecnology, the data input is by hand, the content is so large, works is repeated, so it is difficult to fit for the development of the nowadays, it can not solve the problem of business risk. Nowadays, with de the development the credit business, it became more and more dificulties, it needs a strong data analusisi, supporting function to make science and standard managemnt.
According the nowadays needs, the credit managenment system will develop according to the client center, with the business management, supporting all kinds of information. clients selling, individual service, clients valueble etc. and meanwhile, change the chaos of the process of JiLin bank, good management, standart procesing, coodinate the departments ,make it electronical and restrain, to develop the efficiency. According to use all kinds of tools, to manage the qualitities of all kinds of business.and it also can support the report for the manager quick and accurate. Help the managers to make decision and managenments. make the concept of "in the center of bank" to "in the center of the clients". According to the department needs and the internet inveroments, use B/S C/S system, the controler can use the web log system, deal with the clients information, apply the new professional work etc. for the hard disk, data and development use HP DL380. contoling system use windows server 2003, data use Oracle 9i,clients web use IE6.
The credit managenment system function including following:
1.Clients management system.manage the business clients, including the individual, the most important is the loan enterprises and relevant enterprises. the major job is to handle the clients information's input and invised.
2.Credit management. including the loan checking, issue, return, including applying business, mangement, loan busines, five classify. the loaner apply ofr the new business,sign the suggestions,then the departments to chenk the process, the loaner to deal with the business. and also to deal with the changing of the content business.After the loan business is the back visit, dated or nondated to chenk the using system to insure the correct using to insure the insurance of the loan. 5 classified is 1998 May is according to the PICC. the loaner to insure the inquire, invised and deleted releted information.
3.Business managenments. the loaner to manage the returning business, to develop the loan business.
4.Statistical analysis. Including the loan data analysis, accountant data, loaner data and the statistical analysis. the using of the mangement system, reduced the repeat works, develop the working rate, rural the mass of processing the business, to develop the business client center, develop the all information about static state,dynamic static and relevant information.to basement the clients business ,individual services. strenth the computerised mangement.
According to the electronic mangement, to make the state quickly accurately. meanwhile to insure the loan safe,to provide the scitist basementincluding: the processing the change, the loan development, the industrial development, the contract of the average data ect.statistical analysis including: loan mangement, flowing the loan, the direction of the loan, and the income of the loan. the loaner including: the winner or lose of the loan, the achivement of the loaner. the bank analysis including: the guid line of the managemnet ect.According to the all kinds of catalogies and illustarated to provide the direct,turely and completely basements.Bring the large benifits, inhence the workers diathesis, make us have the hing conpetiotion, and make the good basement for the future.
引文
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[2]黄镰富.浅谈商业银行信息管理技术[J].中国金融电脑, 2003.
[3]陈小宪.中国商业银行风险管理的认识与实践[J].中国金融, 2004.
[4]王春森.系统设计师教程[M].清华大学出版社, 2001.
[5]陈明.软件工程实用教程[M].清华大学出版社, 2005.
[6]严蔚敏,陈文博.数据结构及应用算法教程[M].清华大学出版社, 2003.
[7] Anthony Jones. Windows网络编程技术[M].机械工业出版社, 2000.
[8] Ralph Morelli, Ralph Walde. Java面向对象程序设计(第三版)[M].清华大学出版社, 2008.
[9] Bruee Eekel. Java编程思想:第三版[M].机械工业出版社, 2005.
[10] Abraham Silberchatz.数据库系统概念(原书第4版)[M].机械工业出版社, 2003.
[11]萨师煊.数据库系统概论(第三版)[M].高等教育出版社, 2002.
[12] (美)凯特著,苏金国等译. Oracle 9i&10g编程艺术:深入数据库体系结构[M].人民邮电出版社, 2006.
[13]赵伯山. Oracle 9i中文版实用培训教程[M].清华大学出版社, 2002.
[14] Gary R. Wright, W. Richard Stevens. TCP/IP illustrated Volume 2: The Implementation[D].机械工业出版社, 2005.
[15]胡亮.计算机网络[M].高等教育出版社, 2002.
[16]龚尚福.计算机网络技术与应用[M].中国铁道出版社, 2007.
[17]陈方勇.现代互联网络培训教程[M].宇航出版社, 1997.
[18]周明天,汪文勇. TCP/IP网络原理与技术[M].清华大学出版社, 1997.
[19]杨激.银行计算机系统安全解决方案的设计思想[J].金融电子化, 2002.
[20]徐超汉,柯宗贵.计算机网络安全实用技术[M].电子工业出版社, 2005.